Vie Financial Launceston

Trusted Mortgage Brokers in Launceston

Conveniently located in the heart of the CBD, Vie Financial Launceston opened its doors in early 2018 to bring Northern Tasmanians the same level of reliable and committed service that the growing network of established Vie Financial offices have been founded and built upon.

The office at 187 Brisbane Street is independently owned and operated by Medco Pty Ltd, with experienced Franchise Principle Jesse Medwin overseeing operations whilst being ready to assist with all your finance enquiries.

Can’t make it to the office? Jesse will come to you, at a time and place that suits your lifestyle! After hours or weekends – at Vie Financial, our customers and the service they receive comes first.

Why Launceston?

In Launceston, like much of Australia, real estate prices are on the rise. The median home price in the area is now $485,000, which is a 9.85 percent increase over the previous year.

Needless to say, it’s a high-demand market with fierce competition amongst buyers. In fact, the average property in Launceston receives over 200 more visits than properties throughout the rest of Tasmania. Realising this, we saw a real opportunity in the local market for the services we provide.

While there were already some pretty established businesses offering similar products and services, after successfully establishing two other branches in equally competitive markets, we knew we could offer a high level of customer service and become a valuable asset for home buyers in the Launceston community as well.

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Why Vie Financial Launceston?
  • At Vie Financial, we have working relationships with over 40 different lenders, allowing us to act as a bridge by connecting clients with lenders that best fit their needs.
  • Every customer situation is different. There may be three people looking at the same property, but the individual circumstances of each might result in the need for different lenders to secure the right financing for the property.
By the same virtue, we may have three identical customers, with three identical personal and financial situations. However, each of them might be looking at three different properties or different areas with different property profiles.
  • Like our customers, different property profiles also dictate the need for various lenders. Therefore, it’s vital for us to understand the strengths of each customer’s circumstances as well as the strengths of the property they would like to purchase. This allows us to match the right customer profiles with the right lenders for both their circumstances and the property they’re looking to buy.
  • Fortunately, at Vie Financial, we’ve been able to develop strong relationships with our lenders, giving us an excellent understanding of each of their niches and what their appetite is for specific customer and property profiles. This allows to quickly and accurately connect each customer to the right lender.
  • We streamline the entire process, make it easier for customers to secure the right financing with the right lenders, and enjoy being a Launceston, property owner.

How do we qualify lenders to work with?

Although we have 40+ lenders on our panel, we generally only use about a dozen or so on a consistent basis. The others we work with when the need exists.

Amongst the handful of lenders we work with daily here in Launceston and our other offices, we’re able to cover the financial needs of most clients more than adequately. However, clients with more complex circumstances can take advantage of our expert knowledge and relationships with more specialised lenders as well.

  • When selecting a lender to work with, we look first and foremost at their service and products. We only work with lenders who do what they say they’re going to do when they say they’re going to do it.
  • That being said, we look at other criteria as well. Interest rates happen to be one of them. In addition to offering competitive rates, our partners must also be clear and consistent in their interest rates.
  • We also pay a lot of attention to terms. We avoid lenders with contracts that give them the right to introduce new charges whenever they deem fit or terms that aren’t in the best interest of clients.
  • Unfortunately, there’s always a lender that doesn’t do things in the customer’s best interest. For example, a couple of months ago the big four lenders decided to raise their interest rates. We hold lenders that operate this way out of sync with the rest of the market in low regard, and we don’t give them our business.

What should customers look for (and look out for) when choosing a finance broker in the Launceston Area?

Choosing a finance broker is a lot different than picking out a pair of shoes. The repercussions of your decision can have real, lasting effects on the health of your finances and family life, so it’s a decision that shouldn’t be taken lightly. Here are some things to consider:

Industry experience

Like lenders, when it comes to finance brokers, experience counts. Many brokers have only really entered the industry in the past few years or so, but some brokers have several years of experience in connecting property buyers with qualified lenders.

At Vie Financial, we have people in our group with 10+ years of experience, and we have others who are just starting with fresh minds and ambitions.

That being said, we have a close network of people we work with and frequently bounce solutions off of one another. Over the years, we’ve found that the more people we have working with us to overcome particular challenges and hurdles, the better the outcome for our customers will be.

Dedication

Try calling a broker before 9 am or after 5 pm and see if they answer. The broker industry is just like any other – some are more motivated than others. Banks are only open during business hours and follow very regimented policies. At Vie Financial, we don’t operate that way.

We frequently work beyond regular business hours to fulfil the needs of our clients and do what we say we’re going to do when we say we’re going to do it. Whether it’s 8 am or 8 pm, we do what we need to do to make sure the job gets done.

Listening Abilities

We work with a variety of customers and pride ourselves on our ability to listen to the wants and needs of everyone. Whether you’re looking for a two-bedroom apartment and a low-interest rate or a large four-bedroom home and the very best terms, we will work with you to make sure you receive the very best financing for your wants, needs, and circumstances.

Referrals and repeat customers

While new to Launceston, business is booming both here and at our other offices. A large part of this is due to the referrals and repeat business we receive.

Not only do many of our customers refer their family and friends, but they often come back to us for additional home loans, second mortgages, and so on.

Community engagement

We love to get actively involved in each community we serve, and we’re excited about engaging with the Launceston community and getting to know our neighbours.

Not only has Vie Financial been actively involved with the Tasmanian-based charity Clifford Cray for the past six years, but we’ve also coordinated many fundraising initiatives.

Not only has Vie Financial been actively involved with the Tasmanian-based charity Clifford Cray for the past six years, but we’ve also coordinated many fundraising initiatives.

Awards and accolades

Jesse Medwin, the Franchise Principle for Vie Financial’s Launceston office, has been specialising in finance since 2011. In that time, he has received several awards from the Home Loans Franchise Network and was ranked as one of the “Top 30 Brokers Under 30” by the Advisor.

What are some of our Launceston success stories?

At Vie Financial, we’re proud to have dozens of success stories from clients both past and present. One of our favourite Launceston success stories involved a young migrant family with four young children.

The family moved to Australia a couple of years ago and started with nothing. They saved for quite some time and wanted to purchase their own home, but they could only afford a two bedroom in their price range. With four kids, this wouldn’t do.

Not surprisingly, their bank was no help at all. Fortunately, we were able to help. With our friendly guidance, they were able to build a four-bedroom home with study in a beautiful area of Launceston and receive a $40,000 homebuilder grant for choosing to build a new property. They were also able to save $18,000 in mortgage insurance. Talk about success!

Want to become our next success story? Contact Jesse at our Launceston office today!

Jesse Medwin, Vie Financial

Jesse Medwin - Franchise Principle

Jesse’s complimenting combination of formal qualifications (in Engineering, Manufacturing and Finance) coupled with practical experience gained from owning and operating several businesses has fostered the development of a skillset specialising in the solving of unique and often complex problems arising from a customer’s financial requirements and relative to their specific constraints…